Disability insurance coverage is similar to the income replacement coverage provided by workers' compensation insurance. The difference between the two is that while workers' compensation replaces income that is lost because of a job-related injury or illness, disability insurance covers income lost due to injuries and illnesses that are not job related. Disability insurance is available through commercial insurance companies or through self-insurance and comes in both short- and long-term forms.
Disability protects you during the time you need it most. We'll help you ensure your ability to protect your most valuable asset – income.